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PRIVACY STATEMENT

As our customer, you provide us with important information about yourself. We believe it is our responsibility to safeguard your personal and financial information. While some financial institutions share owners account information with other businesses, we are committed to keeping it confidential. We have developed the following privacy policy to ensure you the confidentiality you deserve. You have our promise that we will adhere to these guidelines. It is our pledge to you.

* Notice Of Your Financial Privacy Rights

We, our and us, when used in this notice, mean Pinnacle Bank of SC. This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:

  • Our customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
    • Deposit Account
    • Loan Account
    • Safe Deposit Box
    • Mortgage Brokerage Service
  • All IRA accounts for which we act as custodian
  • We will tell you the sources of information we collect about you. We will tell you what measures we take to secure that information. We first define some terms:

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply "other party".

  • The Information We Collect

We collect information about you from the following sources:

    • Information you give us on applications or other forms
    • Information about your transactions with us
    • Information about your transactions with other parties
    • Information from a consumer reporting agency

  • Confidentiality, Security, and Integrity of Your Information

We restrict access to information about you to those employees who need to know information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

  • Your Information and Other Parties

We will not disclose information about you to anyone, except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions. We do not disclose information about former customers, except as permitted by law.

  • Authorized Sharing - Outside Marketing Services

We may disclose the following information to companies that perform marketing services on our behalf:

  • Information you give us on an application or other forms such as:
    • Name
    • Address

We disclose the information listed above with companies that perform marketing services on our behalf. You do not have the right to opt out of the disclosure of this information. We may also disclose information about you to other outside marketing services, as permitted by law. Here are the types of businesses with whom we may disclose information for outside marketing purposes:

    • Mail Service Provider
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